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| ENJOY THE BEST RATE YOU'RE ELIGIBLE FOR WITH A CUSTOMIZED LOAN PROGRAM! |
Real estate financing can be a confusing and challenging part of the home buying process. Loan officers are loosely regulated, there are literally thousands of loan programs and most buyers don't even know what questions to ask, nonetheless how to make the best decision. As your Columbus Ohio Realtor, we'll help you review your financing options so you can determine the best loan program for your needs.
MORTGAGE PRE-APPROVAL - IT'S A MUST IN TODAY'S MARKET! You wouldn't go grocery shopping without having the money to buy what you want. Doesn't it make sense to get your loan ready first, so you know exactly how much you can spend? Sellers may consider a lower offer or take yours over another, if you're already pre-approved. We work only with reputable Columbus Ohio Banks or mortgage company lenders and brokers so we can refer you to the most appropriate lender for your home loan needs, which can save you thousands!
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| RECOMMENDED Columbus Ohio Mortgage Lenders |
As Columbus Ohio Real Estate Agents we have worked with many Central Ohio lenders and mortgage brokers over the years. The lenders we recommend have provided exceptional service, integrity and honesty when working with our clients. These are reputable Columbus Ohio Banks and Mortgage Company lenders and brokers who have some of the best interest rates and loan programs around. So whether you are looking to purchase or refinance, give them a call and see what they have to offer. Tell them we recommended them to you.
No matter what lender you choose be sure to ask for a good faith estimate which will detail all of the costs associated with the loan, in writing. If the rate is lower than normal, it may be because they are charging you more closing costs, in the form of points or an origination fee, to get that lower rate. If you are going to be in a home for less than 6 years, it's probably not worth paying points. So make sure you compare all costs associated with the loan as well as the rate. Also make sure they don't have a pre-payment penalty on the loan they offer you.
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